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Utah Down Payment Assistance Programs
The Down Payment Assistance Programs offered by state, county and city are usually secured by a second mortgage. The second mortgage may be called a “Silent Second” which means that there are no payments required in the beginning and in some cases it will be forgiven if you live in the home for a certain number of years. All of the Down Payment Assistance Programs primarily use an
FHA mortgage to secure the first mortgage however some programs may accept different programs.
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C = Conventional
F = FHA V = VA
R= USDA Rural Development
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Eligible 1st MTG. LOAN TYPES
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State
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DAP Maximum Assistance Amount
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Phone #
|
|
PROGRAM NAME
|
| Clearfield City Down Payment
Assistance Program (CCDP) |
C
F |
UT |
$5,000 |
(801) 939-9198 |
| Logan Neighborhood
Non-Profit Welcome Home Own in Logan Program
(DPA) |
C
F |
UT |
$7,500 |
|
| Multi Counties - Davis
Community Housing Authority (DCHA) Down
Payment Assistance Program |
C
F V |
UT |
$2,000 |
(801) 939-9198 |
| Multi Counties DCHA American
Dream Down Payment Assistance Initiative (ADDI) |
C
F |
UT |
$2,000 |
(801) 939-9198 |
| Ogden Own-in-Ogden Program (OIO) |
C
F V |
UT |
$10,000 |
(801) 629-8906 |
| Provo Home Purchase Plus
Program (HPP) |
C
F |
UT |
$20,000 |
(801) 852-6160 |
| Provo Own in Provo |
C,F |
UT |
$10,000 |
(801) 852-6160 |
| Salt Lake City Salt Lake
Neighborhood Housing Services American Dream
Downpayment Initiative (ADDI) |
C |
UT |
$10,000 |
(801) 539-1590 |
| Salt Lake City Salt Lake
Neighborhood Housing Services Inc (SLNHS) "A
Home To Own Program" - Second Mortgage (SM) |
C |
UT |
$45,000 |
(801) 539-1590 |
| Salt Lake County Own In Salt
Lake County Program (OSLC) |
C
F V |
UT |
$10,000 |
(801) 994-7222 |
| St George Five County
Association of Governments Home Ownership
Program (DPA) |
C
F |
UT |
$10,000 |
(435) 652-5978 |
| Utah (UHC) ECHO Silent
Second Program (ESSP) |
C
F |
UT |
$50,000 |
(801) 902-8256 |
| Utah County Housing Services
of Utah Valley Loan to Own Program (LTO) |
C
F |
UT |
$15,000 |
(801) 852-6168 |
| Wasatch County Wasatch
County Housing Authority (WCHA) Down Payment
Assistance Loan Program (DAP) |
F |
UT |
$20,000 |
(435) 657-3337 |
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