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Oregon Down Payment Assistance Programs
The Down Payment Assistance Programs offered by state, county and city are usually secured by a second mortgage. The second mortgage may be called a “Silent Second” which means that there are no payments required in the beginning and in some cases it will be forgiven if you live in the home for a certain number of years. All of the Down Payment Assistance Programs primarily use an
FHA mortgage to secure the first mortgage however some programs may accept different programs.
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C = Conventional
F = FHA V = VA
R = RD
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Eligible 1st MTG. LOAN TYPES
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State
|
DAP Maximum Assistance Amount
|
Phone #
|
|
PROGRAM NAME
|
| Clackamas County Homeowner
Assistance Program (CHAP) |
C
F |
OR |
$10,000 |
(503)
655-8591 |
| Corvallis First Time Home
Buyer Program (FTHP) |
C
F |
OR |
$10,000 |
(541)
766-6944 |
| Drain Down Payment
Assistance Program (DPAP) |
C
F R |
OR |
$35,000 |
(541)
673-4909 |
| Eugene Homebuyer Assistance
Program (HAP) |
C
F |
OR |
$10,000 |
(541)
682-5529 |
| Gresham Come Home to Gresham
NSP Homebuyer Assistance Program (NSP) |
C
R |
OR |
$10,000 |
(503)
292-4964 |
| Multi Cities Homebuyer
Assistance Program (HAP) |
F |
OR |
$14,000 |
(503)
588-6178 |
| Multi Counties Portland
Housing Center Mortgage Assistance Program
(MAP) |
C
F |
OR |
$50,000 |
(503)
282-7744 |
| Multi Counties Willamette
Neighborhood Housing Services Home Ownership
Opportunity Program (HOOP) |
C |
OR |
$13,221 |
(541)
752-7220 |
| Oregon (OHCS) NSP
Acquisition Assistance Program (AAP) |
C,F |
OR |
|
(503)
986-2412 |
| Oregon Confederated Tribes
of Coos Lower Umpqua & Siuslaw Indians Down
Payment Assistance Program (DAP) |
C
F |
OR |
$25,000 |
(541)
756-7783 |
| Oregon Purchase Assistance
Loan (PAL) |
C
F |
OR |
$10,000 |
(503)
986-2090 |
| Portland Community Heroes
Gift Program (GIFT) |
F |
OR |
$5,000 |
(503)
331-1752 |
| Springfield Home Ownership
Program (SHOP) |
C
F |
OR |
$10,000 |
(541)
726-3799 |
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