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Idaho Down Payment Assistance Programs
The Down Payment Assistance Programs offered by state, county and city are usually secured by a second mortgage. The second mortgage may be called a “Silent Second” which means that there are no payments required in the beginning and in some cases it will be forgiven if you live in the home for a certain number of years. All of the Down Payment Assistance Programs primarily use an
FHA mortgage to secure the first mortgage however some programs may accept different programs.
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C = Conventional
F = FHA V = VA
R = RD
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Eligible 1st MTG. LOAN TYPES
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State
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DAP Maximum Assistance Amount
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Phone #
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PROGRAM NAME
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| Boise Affordable Home
Ownership Program (AHP) |
C
F |
ID |
$50,000 |
(208)
384-4158 |
| Idaho (IHFA) American Dream
Down Payment Initiative (ADDI)(Out of Funds) |
C
F V R |
ID |
$10,000 |
(877)
477-2687 |
| Idaho Neighborhood Housing
Service of Boise Community Development
Financial Institution (CDFI)(OUT OF FUNDS) |
C
F R |
ID |
$50,000 |
(208)
343-4065 |
| Idaho Neighborhood Housing
Services of Boise Neighborworks America
Program (NWA) |
C
F V R |
ID |
$5,000 |
(208)
343-4065 |
| Pocatello Neighborhood
Housing Services Down Payment Assistance
Programs (DAP) |
C
F R |
ID |
$40,000 |
(208)
232-9468 |
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