FHA Lending in the State of New Hampshire

FHA mortgage loans are an excellent source of financing in the State of New Hampshire. FHA loans are a government insured loan that tends to be a little more lenient credit-wise than traditional Fannie Mae financing. With purchase money financing with just 2.25% down and cash-out refinancing up to 95% of the value of your home, FHA mortgage financing may be your best bet. Contact your mortgage professional at or via e-mail at .

FHA allows for financing just 2 years after the discharge of a Chapter 7 Bankruptcy, provided you have re-established good credit. You may refinance out of a Current Chapter 13 Bankruptcy payment plan provided you have the trustee's permission, a timely mortgage history, and a timely payment history on your bankruptcy. You must have had the payment plan for at least 1 year.

For most of New Hampshire, the maximum FHA Loan Amount for a single-family home as of April, 2007 is $200,160. The loan limit is higher in the following Counties: $305,425 in Hillsborough County and $362,790 in Strafford and Rockingham Counties. Loan Limits are higher for mult-family properties. Consult your mortgage professional for details.

If you own a mobile home on a permanent foundation in the State of New Hampshire you may be eligible for FHA Financing. You must own the land as well and the mobile home must been constructed after June 15, 1976. FHA financing allows for singlewide, doublewide, and triplewide financing.