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Arizona Down Payment Assistance Programs
The Down Payment Assistance Programs offered by state, county and city are usually secured by a second mortgage. The second mortgage may be called a “Silent Second” which means that there are no payments required in the beginning and in some cases it will be forgiven if you live in the home for a certain number of years. All of the Down Payment Assistance Programs primarily use an
FHA mortgage to secure the first mortgage however some programs may accept different programs.
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C = Conventional
F = FHA V = VA
R= USDA Rural Development
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Eligible 1st MTG. LOAN TYPES
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State
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DAP Maximum Assistance Amount
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Phone #
|
|
PROGRAM NAME
|
| Avondale Homebuyer
Assistance Neighborhood Stabilization
Program (NSP) - Gift |
C
F V |
AZ |
$15,000 |
(623) 333-2700 |
| Avondale Homebuyer
Assistance Neighborhood Stabilization
Program (NSP) - gift |
C,F,V |
AZ |
$5,000 |
(623) 333-2700 |
| Avondale Homebuyer
Assistance Neighborhood Stabilization
Program (NSP) - Lien |
C
F V |
AZ |
$40,000 |
(623) 333-2700 |
| Avondale Homebuyer
Assistance Neighborhood Stabilization
Program (NSP) - lien |
C,F,V |
AZ |
$40,000 |
(623) 333-2700 |
| Avondale Homebuyer
Assistance Program (HAP) |
C
F V |
AZ |
$40,000 |
(623) 333-2700 |
| Avondale Homebuyer
Assistance Program (HAP) - Gift |
C
F V |
AZ |
$5,000 |
(623) 333-2700 |
| FHLBSF/National Bank of AZ/Comite
de Bien Estar Individual Development &
Empowerment Account Program (IDEA) |
C
F |
AZ |
$15,000 |
(928) 627-8559 |
| Flagstaff Community
Homebuyer Assistance Program (CHAP) |
C
F V |
AZ |
$33,700 |
(520) 214-7456 |
| Flagstaff FHLBSF/BOTHANDS
Inc Individual Development Account (IDA) |
C
F |
AZ |
$15,000 |
(928) 214-7456 |
| Flagstaff FHLBSF/BOTHANDS
Inc Workforce Initiative Subsidy for
Homeownership Program (WISH) |
C
F |
AZ |
$15,000 |
(928) 214-7456 |
| Maricopa County Federal Home
Loan Bank of San Francisco/Alliance Bank of
Arizona Individual Development and
Empowerment Account IDEA |
C
F |
AZ |
$15,000 |
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| Mesa Housing Our Communities
Inc New Opportunities for Homeownership
Program (NOH) Closing Cost Assistance |
C
F |
AZ |
$2,000 |
(480) 649-1335 |
| Mesa Housing Our Communities
Inc New Opportunities for Homeownership
Program (NOH) Down payment Assistance |
C
F |
AZ |
$25,000 |
(480) 649-1335 |
| Multi Counties Alliance Bank
of Arizona Workforce Initiative Subsidy for
Homeownership Program (WISH) |
C
F |
AZ |
$15,000 |
(602) 629-1721 |
| Multi Counties Community
Housing Resources of Arizona (CHRA) Wells
Fargo Mortgage Assistance Program (MAP) |
C
F |
AZ |
$5,000 |
(602) 631-9780 |
| Peoria First Time Homebuyer
Down Payment Assistance (FTHB) |
C
F |
AZ |
$15,000 |
(623) 773-7250 |
| Phoenix American Dream
Down payment Initiative Program (ADDI) |
C
F |
AZ |
$10,000 |
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| Phoenix Neighborhood
Stabilization Homebuyer Assistance Program
(HAP) |
C,F,V |
AZ |
$15,000 |
(602) 631-9780 |
| Phoenix Neighborhood
Stabilization Homebuyer Assistance Program
(HAP) - NSP |
C
F V |
AZ |
$15,000 |
(602) 631-9780 |
| Pima County AZ Federal
Credit Union/Family Housing Resources
Workforce Initiative Subsidy for
Homeownership (WISH) |
C
F |
AZ |
$15,000 |
(520) 318-0993 |
| Pima County Down Payment
Assistance Program (DAP) |
F |
AZ |
$20,000 |
(520) 791-4123 |
| Pima County Family Housing
Resources Homebuyer Assistance Project (HAP) |
C
F |
AZ |
$3,500 |
(520) 791-4123 |
| Pima County Housing
Assistance Program |
C
F |
AZ |
$5,000 |
(520) 791-4123 |
| Pima County Primavera
Foundation Inc Homeownership Program (HOP) |
C
F |
AZ |
$15,000 |
(520) 882-5383 |
| San Luis Comite de Bien
Estar Inc Deferred Payment Loan (DPL) |
C
|
AZ |
$25,000 |
(928) 627-8559 |
| Tempe Community Assisted
Mortgage Program |
C
F |
AZ |
$35,000 |
(480) 350-8950 |
| Tucson CDBG Down Payment
Assistance Program (DPA) |
C
F V |
AZ |
$2,000 |
(520) 882-0018 |
| Tucson Old Pueblo Community
Foundation (OPCF) First Time Homebuyer
Project (FTHP) |
C
F |
AZ |
$10,000 |
(520) 546-0122 |
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